Income Strategy Specialist

No single strategy works for every person. Success lies in the details, Income Strategy Specialist in making America stronger one client at a time. We offer Wealth Transfer Strategies, Pre Retirement Strategies, Income Strategies, and Business Consulting including Exit Strategies for your business

Wealth Transfer

"I'm spending my children's inheritance!" 90% of all deferred annuities are passed on to heirs, this usually means tax liabilities for your loved ones. There are several strategies for a tax free estate. One is right for your situation.

• Do you have  C.D.'s that you are planning to pass on th your loved ones?
• Do you have C.D.'s you probably won't use but are there 'Just In Case?'
• Would you like to give money to a charity now, but think you need to leave that money for your children later?

There are many scenario's to your personal situation regarding wealth transfer, but rest assured, there is a strategy out there to fit your particular needs.

Income Strategies

• Immediate Income? Deferred Income? Life Time Income?
• When should I take Social Security?
• Tax Free? Tax Deferred?
• When will I run out of money?

These are question that many have, but are afraid to ask! There is a strategy that WILL work for you and may not work for others. Here at Income Strategies Specialists we will answer all these questions and any others you may have. Then we will come up with a strategy that will work for you!

Pre Retirement Strategies

• Do you know how much money you'll need to retire and maintain your current lifestyle?
• How will you stockpile the funds needed?
• What will taxes be in the future?
• Will Social Security be there for me when I retire?

I.S.S. can help you come up with a plan to put confidence back in your retirement dreams.

College Funding

There's a right way and a wrong way to fund a child's college education.
Ownership of assets, financial aid questionnaires, and source of funding regulations are just a few of the MANY pitfalls that await you and your child's quest for for a higher education w/out going broke.
Unfortunately once the paper work is filled out there are
No Do-over's.
Seek a consultation and do it right the first time.

Life Settlements

Did you know that your life insurance is your personal property and can hold and sell them just as you would a stock or bond.
Most people will let unwanted or unneeded insurance policies laps and they become worthless or take a fraction of their value in a cash value payment from the insurance co.
For Senior's (72 and above) who have unneeded or unwanted polices, there is a huge secondary market to SELL those policies well above there current cash value.
Please don't try to navigate this market w/out the aid of a professional.
Give us a call and we can talk about your unwanted policies and give you the options your seeking.

Business Consulting

• Does your business have an EXIT STRATEGY?
• Does your business have a viable retirement plan for you and your key employees?
• Is money too tight to consider the future?

These question are ones we should all ask during these trying times. I.S.S. can help you recapture money you unknowingly lose every year, and direct those losses back into savings you can use instead of continually giving it away.

I'm getting close to retirement and don't have a plan yet. Is your retirement plan all set?

It sure is! I used Income Strategy Specialist and have my retirement plan all in place.